Exotic Car Financing in Orange County
1
Choose a Vehicle
Browse the current exotic, luxury and performance inventory.
2
Apply Online
Submit the official Phillips Auto credit application securely.
3
Review Your Options
A financing specialist can discuss available terms for qualified applicants.
How Financing Works
Four Steps Toward Your Next Exotic Vehicle
1
Browse Inventory
Review the current luxury, exotic and performance vehicles available at Phillips Auto.
2
Apply Securely
Complete the official online credit application with accurate applicant and vehicle information.
3
Discuss Options
The dealership can review available financing possibilities based on the vehicle and applicant qualifications.
4
Complete Your Purchase
Review the final terms, required documents, down payment and trade-in details before signing.
Exotic Car Financing in Orange County
Financing Built Around a High-End Vehicle Purchase
Phillips Auto offers exotic car financing assistance in Orange County for qualified buyers shopping its pre-owned luxury, performance and exotic inventory. The dealership works with a variety of financial institutions and provides an official online credit application so buyers can begin before visiting Newport Beach.
Exotic-car financing is not always identical to financing an ordinary commuter vehicle. The purchase amount, vehicle age, mileage, model, market value, applicant qualifications, down payment and requested term may all affect available options. A rare Porsche, Ferrari, Bentley, Mercedes-AMG, BMW M or other specialty vehicle may require a more detailed review than a conventional used-car loan.
This page is focused specifically on financing intent. For vehicles currently offered for sale, use the links to Phillips Auto’s live inventory so you are not relying on a static model list that may become outdated.
Phillips Auto is located in Newport Beach and assists customers from Irvine, Costa Mesa, Huntington Beach, Laguna Beach, Newport Coast, Tustin, Mission Viejo, Dana Point and communities throughout Orange County.
Since 1984
Family-operated automotive experience in Newport Beach.
Apply Online
Begin with Phillips Auto’s secure credit application.
Trade-Ins
Ask how an eligible trade may affect the purchase structure.
Orange County
Local financing assistance from West Coast Highway.
Ready to Explore Your Financing Options?
Complete the official Phillips Auto application or review the current exotic inventory first.
Start Credit ApplicationVehicles Buyers May Finance
Luxury, Performance and Exotic Inventory
Phillips Auto’s inventory changes frequently, which is part of shopping a curated pre-owned dealership. Depending on availability, shoppers may find sports cars, convertibles, coupes, premium SUVs, flagship sedans and collectible vehicles.
Porsche
Ferrari
Bentley
Mercedes-AMG
BMW M
Audi RS
Corvette
Land Rover
Luxury SUVs
Performance Coupes
Convertibles
Collector Vehicles
Shop used exotic cars , explore luxury and exotic vehicles or view all current inventory .
Application Factors
What Can Affect Exotic-Car Financing?
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The selected vehicle’s price, model year, mileage and market
value.
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Applicant credit history, verified income and other lender
requirements.
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Requested loan term, down payment and total amount financed.
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Trade-in value and any existing payoff balance.
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Proof of identity, residence, insurance and other requested
documentation.
Approval, rates, terms and lender participation are not guaranteed and depend on the completed application and applicable underwriting.
Why Phillips Auto
Why Finance Through This Dealership?
Phillips Auto combines a specialized pre-owned inventory with an established Newport Beach finance process. Instead of discussing a loan in the abstract, buyers can connect financing questions to an actual vehicle, purchase price, down payment and possible trade-in.
The finance team works with a variety of financial institutions and can help qualified applicants explore available packages. The secure application collects the information needed for a financing review, while the sales team can answer questions about a specific vehicle’s availability, equipment and purchase process.
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Official online application available before your showroom visit.
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Financing assistance tied to Phillips Auto’s current pre-owned
inventory.
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Trade-in evaluation available for your current vehicle.
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Direct access to the dealership by phone or text at
(949) 524-4942.
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A family-operated Newport Beach business serving customers since
1984.
Local Directions
Visit Phillips Auto in Newport Beach
Phillips Auto is located at 1220 West Coast Highway, Newport Beach, CA 92663 . From Irvine, Tustin and central Orange County, drivers can generally take CA-55 South toward Newport Beach and connect with West Coast Highway. Coastal shoppers can approach by Pacific Coast Highway.
From Huntington Beach, follow Pacific Coast Highway southeast toward Newport Beach. From Laguna Beach, Newport Coast or Dana Point, travel northwest along the coast. Traffic and travel times vary, so review current directions before leaving.
Call or text (949) 524-4942 with financing or inventory questions.
Contact Phillips Auto or request a trade-in or purchase evaluation .
Financing Questions
Exotic Car Financing in Orange County: FAQs
Where can I apply for exotic car financing in Orange County?
You can apply through Phillips Auto’s official online credit application. The dealership is located at 1220 West Coast Highway in Newport Beach and serves buyers throughout Orange County.
Does Phillips Auto finance pre-owned exotic cars?
Phillips Auto offers financing assistance for qualified buyers purchasing eligible vehicles from its pre-owned luxury, performance and exotic inventory. Available terms depend on the vehicle, application and lender review.
Can I apply before choosing a specific vehicle?
You can begin the application process online. Because vehicle price, age, mileage and value may affect financing, discuss the exact vehicle with the dealership when one has been selected.
What information is requested on the finance application?
The official application requests applicant identity, residence, employment, income, requested vehicle, down payment and related information. Complete it only through Phillips Auto’s secure finance page.
Can I use a trade-in toward an exotic car purchase?
Phillips Auto accepts trade-ins. The appraised value and any existing payoff can be reviewed as part of the purchase structure.
What affects the payment on a financed exotic car?
Vehicle price, down payment, amount financed, approved interest rate, loan term, taxes, fees and trade-in details can all affect the payment. Ask for the complete terms before signing.
Does applying guarantee approval or a particular interest rate?
No. Approval, rate, term and required down payment depend on the completed application, vehicle and lender underwriting. Page examples are informational and are not a financing offer.
Can buyers outside Newport Beach apply?
Yes. Phillips Auto serves customers throughout Orange County and also works with out-of-area shoppers. Contact the dealership to discuss the vehicle, application and purchase logistics.
How do I speak with Phillips Auto about financing?
Call or text the dealership at (949) 524-4942, use the contact page or visit 1220 West Coast Highway in Newport Beach.
Start Your Exotic Car Financing Application
Apply securely online or call Phillips Auto at (949) 524-4942 to discuss your next step.
Apply for Financing